FINANCIAL PLANNING & INVESTMENT ADVISORS
Financial Planning for Growing Families
Financial planning and investment management that delivers on clarity, confidence, and accountability for growing families.
TRU. FINANCIAL. PLANNING.
Helping Bring Your Financial and Life Goals Together
Growing Families Financial Planning
Growing a family is one of the most rewarding journeys you’ll ever embark on. It’s also one of the most financially complex. As new goals—from college savings to larger homes—are
added to your financial plan, it can feel like you’re constantly trying to divide limited
resources among an endless list of priorities. We help you cut through the complexity,
providing clarity and confidence so you can focus on what truly matters: your family, faith, and career. We believe that with the right plan, you can build a strong financial foundation without sacrificing your current quality of life.
Prioritizing Your Goals
When you have multiple goals competing for your resources, prioritizing is key. We’ll help you organize your short, intermediate, and long-term goals and show you how to allocate your savings effectively. Whether you’re saving for a new car, a home down payment, or a future wedding, we ensure your financial plan accounts for every stage of your family’s growth.
Building a Solid Foundation
Laying the Financial Groundwork
Debt Management & Emergency Savings
We begin by ensuring you have a solid financial foundation. We’ll work with you to create a clear strategy for getting out of debt and, more importantly, staying out of it. We also help you determine the right level of emergency savings to protect your family from unexpected events, giving you peace of mind that you’re prepared for whatever life throws your way.
Smart Savings & Investment Strategies
Optimizing Your Savings Accounts
The way you save is just as important as how much you save. We evaluate the tax efficiency of your accounts and discuss the pros and cons of using Roth, Pre-tax, or brokerage accounts to meet your goals. We’ll also help you determine the best way to utilize specialized accounts like a Health Savings Account (HSA) for medical costs or a 529 plan for education expenses.
Foundational Investment Principles
We’ll teach you the principles of smart investing, empowering you to avoid common pitfalls and make informed decisions. We want every client to feel confident in their investment strategy, understanding not just what they own, but why they own it. We’ll help you build an investment portfolio that is aligned with your goals and risk tolerance.
Securing Your Family’s Future
Long-Term Planning
While short-term goals are important, we also keep an eye on the bigger picture. We ensure that retirement planning remains a priority, helping you balance it with your other goals so you can build a future where you have the freedom to live the life you’ve always envisioned. We also factor in the cost of long-term care and end-of-life expenses to create a truly comprehensive plan.
Protection & Peace of Mind
We review your beneficiary designations and make sure you have the foundational estate planning documents in place, such as a Financial Power of Attorney, a Health Care Directive, and a Last Will and Testament. By taking these simple steps, you can ensure your family is protected and that your wishes are carried out, no matter what.
Our Specialties
Comprehensive Financial Planning
Investment Planning
Retirement Planning
Insurance Planning
Estate Planning
Tax Planning
Business Planning
Education Planning